COMMERCIAL handles standard ACH interface processing, allowing transactions to be initiated via billing or manual entry, and can be for principal, interest, fees, escrow, and late charge transactions. ACH can occur on loans, major commitments, and participations sold. ACH transactions can be created a specified number of days in advance of the due date. Pending ACH transactions can be edited online, if corrections are needed.

• Additional ACH Amount processing allows a principal amount to be drafted, in additional to the scheduled payment amount. This additional amount can be auto-charged on a single or recurring basis.
• ACH Delay Days processing extends the ACH draft window for regular and extra loan payment amounts and/or billable fee payments. The ACH draft can occur on or after the due date, but before any late charge assessment.