The CREDITSTREAM Collateral system supports the tracking of all Collateral within an organization, including Collateral originating from a non-Shaw accounting system. If the Collateral is tied to a Customer on Shaw's COMMERCIAL, RETAIL, or LEASING system, the Customer is automatically created via Tracking's download process. If the Collateral is tied to a non-Shaw application customer, the Customer record may be entered directly into Tracking, or through a custom interface.

The Tracking centralized collateral system processes the following types of collateral:

• Stocks
• Bonds
• General Collateral
• Associated Collateral

Collateral owned by a Customer in CREDITSTREAM may cross applications. For example, if a particular piece of collateral is owned by a COMMERCIAL customer, the same collateral may also be used for RETAIL loans and LEASING leases. Collateral Usage may be established at the Customer level with the purpose of indicating to the system that all loans belonging to this Customer are to be secured by a given Collateral. Collateral Usage may also be established at the Commitment and Loan levels.

Collateral may have Tracking Items and Activities tied to it. These may be used to track such things as collateral location, information on UCC filings, when re-filing must take place, and any other related reminders.

Collateral Pricing may be accomplished two different ways: The entire portfolio may be repriced via an offline process using third-party pricing data. An individual stock/bonds/etc. may be repriced online at anytime.

Tracking monitors the status of Collateral and notifies the user of Collateral that qualifies for release. Once a Collateral Record has no more active usage, the system automatically creates a Collateral Release Form. You may also manually release Collateral via an online screen.