A Personal Line of Credit loan can be either a "card" loan or a "non­card " loan. If a loan is classified as "card," RETAIL will automatically generate requests for card issue/reissue on a specified date and frequency.

The system has the ability to track the following information for card processing:

• Card last issued date
• Card next reissue date
• Card reissue frequency
• Card emboss name (for each card)
• Personal identification number (for each card)

The system can track up to ten card names and Personal Identification Numbers for each "card" loan.

For formatting of the emboss name and PIN, refer to the definition of the Emboss Name Secondary Record.

RETAIL automatically generates a card request when

• A new loan is set up as a "card" PLC loan
• An existing "non­card" loan is maintained by the user to a "card" loan
• The next reissue date is no longer in the future

The user can also create a manual request for a card.

An existing card can be easily cancelled by the user by entering 1 maintenance transaction.

The following reports are generated specifically for card processing:

• Card issue/reissue activity
• Card reissue forecast
• Expired card monetary activity