Line of Credit is fully integrated into RETAIL, allowing you to maintain all your consumer lines and loans on a single platform. RETAIL’s customer-centric design provides a complete borrower credit profile.

Line of Credit offers secured and unsecured lines, fixed and floating rates, and promotional pricing. Repayment plans are flexible, with percentage of balance with minimum payments or fixed payments. Multiple fee features provide you with maximum income potential. Product controls allow you to minimize operational issues while providing a flexible, customer-friendly product.

Umbrella Line is a revolving Line of Credit which the customer may use to obtain fixed-term loans as well as standard draws against the current available balance. Fixed-Term Loan Option Features include: Consolidated Statement, Secured or Unsecured Single Payment Processing for Multiple Loans, Available Amount Updated on Payment Insurance.

• Revolving/Non-Revolving
• Secured or Unsecured
• Variable Rate Options with Tiers
• Flexible Billing Methods
• Insurance
• User-Defined Fees
• Securitization
• ATM Interface
• Automatic Line Review
• Dispute Processing
• Hold Funds
• Disbursement Controls