May 19, 2017 Charles Western Loan and Lease Servicing Specs FinTech Card access Enterprise hierarchies Fee processing Full backdating Multiple interest rate structures Non-prime lending Private label processing Insurance Queuing Escrow accounting Service-oriented architecture Browser-based interface Real-time information Centralized customer & account data Centralized collateral management Relational, data-driven architecture Customizable screens Line of credit HELOC Securitization Collateral processing Charge-off processing Enhanced ACH processing Dealer/indirect processing Real-time processing (leasing) Sales tax (leasing) Property tax (leasing) Income-tax reporting (leasing)