RETAIL Card Access

Retail Card Access

A Personal line of credit loan can be either a “card” loan or a “non­card ” loan. If a loan is classified as “card,” the retail card access system will automatically generate requests for card issue/reissue on a specified date and frequency.

The system tracks the following information for card processing:

• Card last issued date
• Card next reissue date
• Card reissue frequency
• Card emboss name (for each card)
• Personal identification number (for each card)

The system can track up to ten card names and Personal Identification Numbers for each “card” loan.

The system automatically generates a card request when the following events occur:

• A new loan is set up as a “card” PLC loan
• An existing “non­card” loan is maintained by the user to a “card” loan
• The next reissue date is no longer in the future

The user can also create a manual request for a card.

An existing card can be easily cancelled by the user by entering 1 maintenance transaction.

The following reports are generated specifically for card processing:

• Card issue/reissue activity
• Card reissue forecast
• Expired card monetary activity