Weekly Coffee Break: Roundup of Industry News

Weekly Coffee Break: Roundup of Industry News

Weekly Roundup of Industry News

Every week, we’ll share a roundup of industry news links because these resources have informed and inspired us. Here’s our weekly roundup of industry news:

8 Financial Decisions You’ll Never Regret – Life is full of regrets. Don’t make how you managed your money one of them. A new year is here. And even if you’ve already broken the resolutions you made at the end of the holiday season, it’s never too late to make new ones, especially when it comes to your finances.

BBVA’s Answer to the Call for Robo-Advisers: a Fintech Partnership – Some of the most successful fintech-startup disruptors have been the so-called robo-advisers: providers of apps that give consumers automated investment help.

Redecentralization will be as disruptive to Big Tech as Banks – The chatter says Banks are facing disruption and Big Tech are the masters of the universe who will reap the rewards. A closer look at the Redecentralization wave shows us that it could be as disruptive to Big Tech as Banks.

Are You Ready for the Cybersecurity Challenges of 2016? – I had a friend in elementary school who liked to proclaim, mock-ominously and out of the blue, “When you least expect it, expect it.” No one can declare with certainty which cybersecurity threats will rise to the fore in 2016, except leaders of cybercriminal rings. And even they may not have a concrete plan.

FTC Continues Crackdown on Illegal Debt Collection Activities – On January 7, the Federal Trade Commission announced four new enforcement actions targeting debt collectors and continuing the FTC’s nationwide crackdown of illegal debt collection tactics.  The cases are part of Operation Collection Protection, a coordinated federal-state enforcement initiative targeting deceptive and abusive debt collection practices.  Over the past year, 130 actions have been brought by more than 70 law enforcement partners in the Operation Collection Protection initiative.

Millennial Cash Use Rises: Cardtronics – Mobile wallets, cardless transactions and person-to-person payment technology get a lot of attention, but at the end of the day, some people – and especially millennials – would rather just use cash, according to a new study by ATM servicer Cardtronics.